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AandhiPe Mobile

Secured by ICBA Framework

Every merchant deserves to go digital.
Without the complexity.

AandhiPe Mobile is a biometric-secured SuperApp built on BNPRS's proprietary ICBA Framework. For consumers - pay, invest, and manage finances. For mini & medium merchants - a full commerce platform with instant onboarding, digital storefronts, and zero-fraud payments. No OTPs, no PINs - just your identity.

0

Setup Cost

<3 min

Merchant Onboarding

100%

UPI Compatible

Zero Fraud

Biometric Architecture

Two Platforms, One App

Built for Everyone in the Ecosystem

AandhiPe Mobile serves both sides of every transaction - empowering consumers with secure payments and merchants with a complete digital commerce platform.

For Consumers

Your identity is your password. Pay, invest, and manage finances - all secured by biometrics verified directly by your bank.

  • UPI payments, bill pay, recharges & financial services
  • No OTPs, no PINs - face-based authentication
  • Offline-capable biometric verification via Pass
  • Works with all banks - zero ecosystem lock-in

For Merchants

From kirana stores to growing businesses - get a full digital storefront, accept payments, manage inventory, and reach more customers.

  • Instant onboarding - go live in under 3 minutes
  • Digital storefront with discovery, orders & inventory
  • Accept UPI, QR, and biometric-secured payments
  • Open network compatible - visible across buyer apps
Simple Onboarding

Go Digital in 3 Steps

No paperwork. No technical setup. Mini and medium merchants can start accepting payments and serving customers digitally in minutes.

01

Download & Register

Download AandhiPe Mobile, enter your phone number, and verify your identity with a quick biometric scan. That's your account - secured from day one.

02

Set Up Your Store

Add your business details, upload your catalog, set pricing, and configure your digital storefront. Your store becomes discoverable across the open network.

03

Start Selling

Accept payments via UPI, QR, or biometric auth. Manage orders, track inventory, and grow your business - all from your phone.

Proprietary Technology

Powered by
ICBA Framework

Issuer-Controlled Biometric Authentication is BNPRS's proprietary security framework. Unlike conventional methods where authentication happens on the device or a third-party server, ICBA embeds biometric verification directly into the core payment authorization layer - controlled exclusively by the issuing bank.

Bank-Level Control

The issuing bank retains full control over biometric verification. No intermediaries, no device-only checks.

Eliminates Attack Vectors

SIM-swap, OTP interception, social engineering - all rendered ineffective. Your biological identity cannot be stolen or forwarded.

Faster Than OTP

A glance authenticates the transaction. No waiting for SMS, no typing codes - just seamless biometric confirmation.

User

Initiates transaction

Biometric capture
ICBA Framework

Biometric verification & encryption

Encrypted biometric token
Issuing Bank

Verifies & authorizes

Transaction approved
Payment Complete

Secure, instant, verified

Merchant Platform

Everything a Merchant Needs

Whether you're a neighborhood kirana store or a growing multi-outlet business, AandhiPe Mobile gives you the tools to compete in the digital economy.

Discovery & Visibility

Your store appears across multiple buyer applications on the open network. Customers find you without you spending on advertising.

Order Management

Receive, confirm, and fulfill orders from a single dashboard. Real-time notifications keep you on top of every transaction.

Catalog & Inventory

Upload products, set prices, manage stock levels. Your digital catalog stays in sync with your physical store automatically.

Instant Settlements

Receive payments directly to your bank account. No delays, no holdbacks - money flows as fast as the transaction itself.

Business Analytics

Track sales trends, peak hours, top products, and customer patterns. Make data-driven decisions to grow your business.

Customer Engagement

Build customer loyalty with personalized offers, repeat-order suggestions, and direct communication - all within the app.

Why AandhiPe Mobile

Built Different. Built Better.

Zero Setup Cost

No registration fees, no hidden charges. Start your digital journey completely free.

Zero Fraud Risk

ICBA-powered biometric auth eliminates OTP fraud, SIM-swap attacks, and social engineering.

Zero Technical Skill

No coding, no IT team needed. If you can use a smartphone, you can run your digital store.

Zero Lock-in

Open network compatible. Works with all UPI banks and buyer apps. Your business, your choice.

For Every Merchant

Your Business Size Doesn't Matter

AandhiPe Mobile scales with you - from a single-person shop to a multi-outlet operation.

Mini Merchants

Street vendors, kirana stores, tea stalls, local service providers - anyone selling goods or services.

  • QR-based payment acceptance
  • Simple product listing
  • Instant bank settlements
  • Works on any smartphone

Medium Merchants

Restaurants, retail shops, grocery chains, salons - businesses with staff, inventory, and regular customers.

  • Full digital storefront
  • Inventory & order management
  • Multi-staff access
  • Business analytics dashboard

Growing Businesses

Multi-outlet chains, franchise operators, D2C brands - businesses ready to scale across the open network.

  • Multi-location management
  • Cross-app customer reach
  • Advanced analytics & reporting
  • API integrations

Security You Can Trust

Built on enterprise-grade infrastructure, secured by biometrics at every layer.

ICBA Secured

Bank-verified biometrics

End-to-End Encrypted

Data encrypted in transit & rest

Offline Capable

Pass offline verification

UPI/NPCI Compliant

Full regulatory compliance

Ready to Transform Your Business?

Join the ecosystem that puts merchants first. Zero setup cost, zero fraud risk, zero complexity.